Mark is a partner at Varney Benefits Advisors and is responsible for client relationships and new client acquisition. He has over 35 years of experience working with small and large employers throughout Maine and New England.

Prior to joining VBA, Mark served as Managing Partner for BGA Financial, a multi-faceted financial services firm working with clients in employee benefits, employer sponsored qualified retirement plans and individual life, disability and long-term care insurance. He holds professional designations as a Registered Health Underwriter (RHU), Chartered Life Underwriter (CLU), and Chartered Financial Consultant (ChFC). He holds a Life and Health insurance license as well as his Series 6 and 63 securities licenses.

Mark is also the Managing Partner at Varney Financial, a Varney firm focused on employer sponsored qualified retirement plans and individual life, disability and long-term care insurance.

Mark is the Chairman of the Board of Directors for Covenant Health in Andover, Massachusetts and is a member of the Board of Directors for St. Mary's Health System in Lewiston, Maine. He is also a member of the Board of Trustees for Hebron Academy.  

He is a 1984 graduate of Bowdoin College.

Mark is married, has four children and one grandchild. He resides in Lewiston, Maine.

Mark is an Account Executive at Varney Benefits Advisors and is responsible for client management as well as acquisition of new clients. He has 10 years of experience working with small and large employers in Maine and New England. He holds a life and health insurance license as well as his Series 6 and 63 securities licenses.

Prior to joining VBA, Mark served as an Account Executive for BGA Financial.

A Lewiston, Maine native, Mark graduated from the University of Maine, Orono in 2014. He has a BA in Business Management. While at UMO, Mark was a 4 year member of the Black Bears hockey team. He served as an Assistant Captain during his senior year. Prior to joining BGA Financial, Mark played professional hockey for the Evansville Icemen and the Manchester Monarchs.

He is a member of the Board of Directors for the Auburn-Lewiston YMCA and serves as its Finance Committee Chair.

Mark currently resides in Auburn, Maine with his wife and their son.

Justin is an Account Executive at Varney Benefits Advisors. In this role he is responsible for new client acquisition and client management. He specializes in group Employee Health & Benefits for all size companies throughout Maine and the Northeast. 

Before becoming a broker, Justin spent two years at UNUM as a group sales representative in the New York City Metropolitan area working with brokers on Ancillary Benefits. 

Justin was born and raised in Portland, ME and is a graduate of Cheverus High School. He attended Assumption University in Worcester, MA, where he received his undergraduate and graduate degrees. He was a 5-year member of the baseball team as a pitcher. He also was involved with Team Impact, a non-profit organization that pairs children with life altering diagnoses with collegiate teams. 

Melissa Schifano (Missy) is a Senior Account Manager with more than 30 years of experience in the employee benefits industry. She began her career at Unum in Boston in 1994 and later returned to Maine in 2000 as a National Account Manager. After 12 years with Unum, Melissa transitioned to an Account Management role within the brokerage environment, where she has spent the past 21 years supporting clients with strategic, relationship-focused benefits solutions. She holds a Bachelor of Arts in Psychology from the University of Maine in Orono. Melissa lives in Maine with her husband, Jack, and their children, Aidan and Bella. Outside of work, she enjoys traveling, anything sports related, and spending time with family.

Tina is a proud Maine native who joined VBA in 2024 as an Operations Coordinator. With a knack for organization and a passion for client success, she transitioned into an Account Manager role in early 2025, where she now supports small group clients and the VBA Sales team. Tina brings over 20 years of experience as an IT Business Analyst from a national insurance company, adding depth and insight to every project she touches. Outside of work, Tina enjoys life with her husband and two children, keeping things just as lively at home as she does at the office.